Public policy

CBDC Projects in Full Swing Globally

A blog post by Ryan Jacildo Central bank digital currencies, or CBDCs, are currently one of the topics de jour within circles of monetary authorities and financial market regulators. CBDCs are essentially digital banknotes that can be used by individuals to pay businesses, shops, or each other (i.e., retail CBDC), or between financial institutions to …

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Neobanks: Are they fulfilling the promise?

A blog post by Ryan Jacildo Neo banks, digital banks, and virtual banks are terms that have been interchangeably used to refer to banks that only operate in virtual space without physical branches. The origins of neo-banks are rather unclear at this point, albeit many accounts indicate that they started after the global financial crisis …

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The Covid19 Pandemic and Food (In) Security in Pakistan

Pakistan continues to face numerous natural and manmade disasters, including catastrophic floods, earthquakes, droughts, war, and conflicts. The catastrophic wars in 1948, 1965 and 1999, the drought in 2013-15 to floods of 2010 affected almost 20 million people. Likewise, from 2007 onwards, the war on terrorism killed 52,000 civilians and erupted large-scale migration of around …

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Human Resource Development in Pakistan—an obsessive quest?

With over 209 million populations, human capital is an indispensable asset for Pakistan. Besides increasing population, the country is experiencing a youth bulge, with the number of individuals entering the labor market over the upcoming years expanding at a faster rate than the total population. Hence creating enough jobs for a growing population, improve the …

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Demystifying De-globalization in Post-Covid World

“Society is never the same as the one that existed before the calamity. For good or ill, calamities are unquestionably the supreme disruptors and transformers of social organization and institutions.”(Pritim Sorokin) The Covid19 pandemic invaded the world like a silent dark shadow. Originating as pneumonia alike disease in the city of Wuhan in China on …

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COVID-19 and Digital Inequality: What role Telecom sector can play in Pakistan and beyond?

“While the internet is an important resource in efforts to stay informed and proceed with daily lives during the COVID-19 pandemic, these online approaches to reducing risk are not available to everyone in the same way. There are several challenges, Pakistan is confronting at the domestic front, however a less obvious, yet nonetheless an important, issue …

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